Last week, I did a mini App-O-Rama for 4 new cards: American Express Business Platinum Charge Card – 100,000 AMEX Membership Reward Points after spending $15,000 in 3 months (instantly approved); Barclays JetBlue Plus Credit Card – 30,000 JetBlue TrueBlue. 5% but also with access to airport lounges and stay vouchers at prime hotels. But the truly unique element of the offer is a bonus multiplier on non-travel items. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this 80,000-point bonus worth $1,600. 99% (Variable) $0. The canceled card is also still subject to approval, which could take. The American Express ® CapitaCard. But the truly unique element of the offer is a bonus multiplier on non-travel items. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. A credit for the amount you transferred will post to your Card Account within 24-36 hours (you’ll see it in the Home tab in the Amex App). American Express, Member FDIC, is one of the most popular credit card issuers in the world. However, many of the above values are. ago. Second Year Fee: Rs. , 4 Membership Rewards® points per dollar at U. And while some of the Platinum card’s benefits. Discover an array of outstanding benefits. 80 (incl. ”. 135K. Pro Tip. The Business Platinum Card® from American Express. Leading credit bureau Experian defines a good credit score as 670 or better and a very good credit. American Express® Platinum Card: Charge Card: INR 60,000: N/A: 3. American Express Business Platinum Card basics. This offer is notably smaller than the previous one. 4500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs. AMEX Platinum Charge cardholders now receive S$1,204 of annual statement credits, compared to S$800 prior to February 2023. S. 7 cents each, meaning the 40,000 points are worth $680. *Platinum Members can choose to convert their Membership Rewards points to Frequent Flyer Miles from Airline Partners. 2023. While it doesn’t feature any of the luxury perks that come with the Amex Business Platinum card, it has a fantastic earn rate of 3x points per $1 on up to $150,000 in combined purchases on travel, shipping, ad purchases made with social media sites or search engines, and internet, cable, and phones services. If you use some of the Amex Platinum benefits and statement credits, it’s possible to save over a thousand dollars annually, even after paying off the annual fee. The American Express ® Gold Card. 5%. Card type: Airline. Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. streaming subscriptions, 3% back. of 8% GST) / S$174. New cardholders can earn 50,000 bonus miles after spending $3,000 in their first six months with the Delta SkyMiles Platinum card. United discount: Premier Platinum/Gold/Silver members and United U. Another valuable benefit of The Platinum Card from American Express is the card’s Uber Cash benefit. Here is how you can check for pre-qualified offers: First, go to americanexpress. ET, 7 days a week. For a difference of $150, the Amex Platinum can offer a better value, since there's a long list of non-Delta benefits that are useful for other parts of the travel experience, whether that's with hotels or rental cars. Blue Cash Everyday® Card from American Express - best for cash-back beginners. This even includes cards like The Platinum. Editor's note: This is a recurring post, regularly updated with new information. With a steep $695 annual fee, The Platinum Card® from American Express (Terms apply. Membership Rewards® enrolment required; $89 annual program fee applies. Click on “Benefits” and choose “$189 Clear credit”. That means it is unlikely you would get approved for the Amex Green card if you have a credit score below 680, and it may even require a score above 700. Compare Charge Cards. The card’s airport lounge access alone is valued around $600—the cost of an annual membership for airport lounge access to a legacy airline. Available for new Corporate Card Programs only. 4. See terms. The American Express Airpoints Platinum Card. However, many readers are being targeted for an Amex Platinum 125,000-point offers by using the CardMatch tool . However, if you apply (and are approved) for the Platinum Card as the primary cardholder, you can earn 80,000 Membership Rewards points after you spend $8,000 on eligible purchases within the first six months of card membership. Amex EveryDay 2-1. When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual. Agree, I'm comparing the regular 80-90k biz gold offer (5k spend) to Plat 150k (15k spend). Your American Express Platinum Card fast-tracks you to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria. SPECIAL OFFER: Until 9th January 2024, you will receive a huge 100,000 Membership Rewards points (convertible. S. The Amex Platinum's 5x earning rate on flights is incredibly lucrative. 99% – 29. When you pay friends with Amex, there’s no standard Venmo or PayPal credit card fee and you can even do it right from the Amex App. ”. While this fee is hefty, earning the generous welcome bonus is a great way to offset your costs in your. Card Details: Platinum, starting 3rd year, AF posted April 28, 2023 spend was 14k. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. For example, some cards provide hotel elite status while others offer travel statement credits. Owns 6. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. com, or bookings made by phone, through the number on the back of your card. Dedicated link: <go. Up to $300 Dining Credit per year. Delta Reserve and Amex Platinum card members have the opportunity to earn unlimited Sky Club access, but it comes at a hefty price. It’s fair to say $695 is a lot of money. Whether you're obsessed with Saks Fifth Avenue or have rarely shopped there, you should take advantage of the $100 annual Saks credit offered by your Amex Platinum card. Welcome bonus: 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first three months of card. Brilliant® American Express® Card. 5 Things to Know About the Charles Schwab AmEx Platinum. If I can get 4 Biz Plat in a year, as some have, I am maxed out on spend. The Centurion Card is often referred to as “the Black Card,” and it’s invitation-only. Restaurants and U. In exchange for a $695 annual fee, the card. When you spend $75,000 on your eligible card in a calendar year. spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. American Express Platinum card offers the most rewards on travel booked through American Express Travel, so you should make sure to use that for booking. Marriott Bonvoy Brilliant ® American Express ® Card. Stay focused on getting where you need to go. When you refer somebody you also earn an additional 4x points per $1 spent on shop small and restaurant purchases for the next six months on up to $25,000 in spend. Is a Basic Platinum Card Member paying an annual fee of S$1,712 (inclusive of GST) upfront. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift1. of Trxns. Pay any other Venmo or PayPal user with the flexibility of Amex. Read: Get Your Credit Score on Track With These 3 Tips for. 54 cents per point in value. A jet-setting welcome offer. That sum is the primary reason why I canceled The Platinum Card® from American Express (Terms apply, see rates & fees ). I added all of my 11 personal cards to my wife's Uber account so she sees a. I received the pop up when applying for Schwab Platinum and immediately was approved for a 200k Amex Biz Platinum and Biz checking bundle offer. The best American Express credit cards in 2023. Enroll in “Send & Split®. Has a household income of $1. When I saw the annual. There are a few ways to get a credit limit increase: Use your card responsibly and just wait. American Express has a list of excluded spending categories here, but the key ones to note are: GrabPay top-ups. *This means that your charges are approved basis your spending pattern, financials, credit record and account history. 5,000 plus applicable taxes. TPG values Membership Rewards points at 2 cents each, making that bonus worth $1,600, which is an excellent return in and of itself. 80 (incl. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. They make it damn near impossible to see or find any information about it, and I can’t even find any mention of it anywhere on the webpage/app. 4 or 5 Card Limit: “You may concurrently hold 4 or 5 credit cards from. Generous welcome offer: You’ll earn 80,000 Membership Rewards points after you spend $6,000 on. address. amex/sg-platinum> iii. S. The Platinum Card ® from American Express Learn how to apply on our partner's secure site. The American Express Platinum is a fantastic card with many rich benefits and one very special targeted offers is the Amex Platinum offer with a 100,000 point. At the same time, the Platinum Card can help you get access to over $1,500 value in benefits. For those who can meet the $75,000 yearly spend -- or want to give it a shot -- American Express is adding a "spend tracker" to its app. 1. Additional reporting by Chris Dong. With over $3,500 in potential value, it's easy to justify having the American Express Platinum Card for one year — even with a nearly $700 annual fee. Choose the account that you want to transfer from and to. But one of the most tangible perks of select American Express cards is airport lounge access. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. But The Platinum Card® from American Express and The Business Platinum Card® from American Express offer. Is 57 years old. Minimum Requirements for an Amex Card Approval. 24% to 28. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. Earn 80,000 Amex Membership Rewards points after you spend $8,000 on purchases on the card in your first six months of card membership. Start Using Your Amex Card with an Instant Credit Card Number for. Earn 10x points on eligible purchases at U. S. On the same day, I received via mail and app a targeted Amex Biz Plat offer for 155k. Annual Fees. 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel (up to $500,000 on these purchases per calendar year), on prepaid. Discover FICO = 795 Southwest Chase Card 15 months old with $27k limit and $0 balance. supermarkets and U. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. You can expect to receive your statement approximately every 30 days. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. However, I’ve read numerous data points of readers getting approved at the previous S$50,000 mark, which leads me to believe this is more of a cosmetic. The Platinum Card ® from American Express and The Business Platinum Card ® from American Express are easily 2 of the most recognizable travel credit cards on the market. First, new cardmembers can earn 75,000 points after spending $5,000 on purchases in the first six months of account opening. We'll discuss what it covers and which cards provide it as a benefit. ; Earn 4X Membership Rewards ® Points at Restaurants, plus takeout and delivery in the U. T&Cs apply. 1 Though the fee is paid once a year, the math works out to about $58 a month. , and earn 4X Membership Rewards ® points at U. You may end up being disappointed with your starting credit limit on your first credit card if. My Schwab Amex Platinum Card Application. The Platinum Card from American Express carries a $695 annual fee, but for many travelers, the card's benefits will more than offset that charge. 7 cents per Amex point, those 40,000 points are worth $680. Second, new cardmembers can also earn 10x points at U. Venture X is not perfect, though, lacking hotel status partners present on competing cards. Eligible American Express Card Members may be entitled to relief under one of those acts. 135K. Chase Sapphire. Plus. Updated Oct. To be eligible for the American Express Platinum credit card: Your age must be 18 years or above. Learn More. American Express application rules typically (though not always) limit you to one Amex credit card approval per 5 business days. In this post, we’ll explain the Amex Platinum Airline Fee Credit. Good morning everyone, I hope you all had a great weekend. The Platinum Card from American Express Exclusively for Morgan Stanley benefits and perks . For cards such as The Platinum Card® from American Express and American Express® Gold Card (see rates and fees ), for example, you'll need good to excellent credit — usually a score of 680 at a minimum. The Gold Card’s current. Applied and instant approval for Amex Plat Biz card that was from the end of November targeted email. This is on top of the regular 25,000 MR points from spending S. Earn up to 100,000 Membership Rewards® points when you upgrade to the Platinum Credit Card® from the American Express Preferred Rewards Gold Credit Card®. CardExpert Rating: 5/5. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for. The Scotiabank Platinum American Express card also has the lowest APR and annual fee of all the Platinum American Express cards available at 9. American Express Platinum Travel Credit Card with ~8. Credit Limit: Assumed credit limit of £1,200. American Express has increased the referral bonus on the Platinum card to 45,000 points per referral and applicants get the higher 125,000 + 10x point offer. Since both cards offer fantastic benefits and lucrative point earnings, you might think that it can. 3. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. Annual fee S$1,728 (incl. Learn More. Best for Limited or Poor Credit: Revenued Business Card. $295 ($375 if application is received on or after 2/1/24) (Terms apply. Once you get and use the bonus points, you can cancel the card so you don’t get charged next year. 0% APR variable. The card number, credit limit, and APR won’t change. The Gold Card’s current. That said, it does come with a. Amex Platinum Card authorized user fee hiked to $195. The Platinum. Came back and said I was approved and to expect the new card within 1-2 weeks. Then when you add in perks like airport lounge access, various elite. 6,000 on eligible purchases within six months of card membership. Keep in mind that while your statement. On top of new travel benefits, Platinum Card members now can enjoy a range of benefits aimed at improving their everyday lives. 1 Spend £10,000 in your first 6 months to earn 75,000 points. For new to American Express Card Members . Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type. American Express Platinum Reserve SM Credit Card: Credit Card: INR 5,000 (1 st year) INR 10,000 (2 nd year onwards) 3. This includes purchases through amextravel. As you may know, the Amex Platinum card has one of the highest annual fees out there. Has accumulated a spend of S$15,000 within the first three (3) months upon Card approval (“Spend Threshold”). According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this 80,000-point bonus worth $1,600. 06 = $1,650. Simply enrol via Amex Offers on your Amex App or Online Account. Best for Large Purchases: Ink Business Premier℠ Credit Card. Earn a $300 statement credit after spending $3,000 on eligible purchases within three (3) months of agreeing to keep the card. Spend at least $1 in eligible transactions within 30 days from card approval; Promotion ends 30 September 2022; To qualify for the additional $100 CapitaVoucher and 2,500 membership rewards points, you have to spend $2,000 in. No prior biz plat cards. How To Increase Your Odds for Being Preapproved. spending of S$6,000 within first 2 months of Card approval. American Express Platinum Travel Credit Card rewards you in the following two ways: Earn 1 Membership Rewards Point for every2 Rs. According to Credit Karma, the average score is 715, so it’s not incredibly hard to get the Amex Platinum card. The Business Platinum Card® from American Express. It offers 2x SkyMIles on dining. supermarkets. Delta SkyMiles® Reserve American Express Card - best for sky club access. The iconic American Express Platinum Card has been sought after as a status symbol for years, but it is also a hugely popular as a travel rewards credit card due to its high 5X Membership Rewards® points per dollar on airfare and prepaid hotel purchases (through amextravel. The remaining 75,000 MR points requires you to spend S$20,000 in the first six months of approval. Right now, there is a generous welcome offer on the Amex Platinum: Earn 80,000 Membership Rewards Points after you spend 80,000 on purchases within the first six months of card membership. Why We Like It: The Blue Cash Preferred® Card from American Express is the best American Express credit card because it offers exceptional cash back rewards at a reasonable price. easiest Amex card to. You can have a maximum of four five American Express credit cards at one. 99% on purchases and cash advances, along with a $399. The usual credit limit for a first credit card is $100 to $500, on average, depending on which card you get. Plus you get. Limited time offer ends 9. T&Cs. While the American Express Platinum Card offers great benefits and rewards, it does have some drawbacks — namely its steep $695 annual fee. Reason 1 – it is easier to hit your sign-up bonus. I/we authorize American Express Banking. Spend $125 or more, get $25 back, up to 2 times (total of $50) Get a $25 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more purchases online at FragranceNet. Amex looks at the information they have available on their customers in order to make preapproval. American Express cards are popular with a wide variety of consumers. Right now, new applicants for the Amex Platinum card can earn 80,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Enroll Now. American Express cards are popular with a wide variety of consumers. Earn 2 points for every $1 in Card purchases for eligible travel 4. Receive 60,000 bonus Qantas Points1. The description of the credit on your statement will be Amex Send: Transfer Money. Spend $250 or more, get 5,000 Membership Rewards points. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Once you’ve enrolled, you can also use your. 2023. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. If you take out a cash advance. Credit Cards. You’ll earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. S. Step 3. That said, the only issue with the card might be the acceptance, but it’s understandable that those who get this card are. Oct 8, 22, 5:21 am. Start. I called Amex and they said it was because I was approved for another Personal Platinum card recently (6 days earlier) and they can only approve one Amex Personal Platinum card – across all flavors – within a 90 day period. 3. The Platinum Card® from American Express can add up to $4,000 and the Centurion card can add up to $5,000. You may not have access to your full credit line until after you confirm receipt of your physical Card. Annual fee of $695* See more details about military protections for you and your spouse ; Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. There are three steps to getting an instant approval credit card that you can actually use immediately: Online credit card application. Since its debut in 1984, the card has been a coveted possession for those who enjoy luxury. The Platinum Card from American Express. Then 6wks later applied for Amex Green (personal) and got the pop up again. American Express maintains a strict rule of one bonus per card for life regardless of the family of cards (cobranded hotel and airline, business, cash-back and rewards cards ). Spend $250 or more, get $50 back. 1, 2024, cardholders will: Lose Delta Sky Club® access when flying on a basic-economy ticket. Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type. 1. 100K MR 15K spend. Learn More. A digital entertainment statement credit worth up to $20 per month. I consider this to be an good value, since the authorized. Updated 10:10 PM EDT, Mon November 13, 2023. As is the case with most American Express cards – and many travel rewards credit cards in general – you'll likely need to have a good to excellent credit score to get approved. 25% cashback on all purchases. The Amex Business Platinum gives new cardholders a chance to earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of card membership. Earn 5 Membership Rewards ® points for every full S$1. American Express has launched a new sign-up offer for the AMEX Platinum Charge, which is valid for approvals up till 31 January 2023. This is the most premium card in the Marriott credit card family. To send money: Once. 0 properties. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. Head to your Amex Platinum home page and click the "Benefits" tab at the top of the screen. Bottomline. S. The Platinum Card® from American Express is most definitely the latter. Link Your Platinum Card to Your Uber Account. The Platinum Charge Card from Amex Singapore. Redeem up to $750 worth of Travel with 100,000 Membership Rewards Bonus Points to spend on eligible flights, hotels, car hire with American Express Travel 1. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. And early next year, the annual fee of The Business Platinum Card® from American. com), as well as its extra benefits like hotel elite status and airport. ca/travel 5. CardMatch is a common way to find increased offers. Learn More. 7 cents per point, making 80k points worth $560. Enter the amount that you want to transfer and click “Continue. You earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these. Step 1. The American Express ® Personal Card. Here’s the process: Check your eligibility. Chase Sapphire Reserve: Reserve Has More Mass Appeal. Amex Platinum Card Amex Business Platinum Card; Welcome offer: 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership: 120,000 bonus Membership Rewards points after you spend $15,000 on purchases in your first three months of card membership: Earning ratesAmerican Express® Business Gold Card. Nice initial bonus offer. Advance amount, subject to a minimum of. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. From the second year onwards, the renewal fee is ₹5,000 plus applicable taxes. General: Send & Split is only available in the Amex App to Card Members with an eligible Card. Find Out if. Terms apply. Salaried applicants must have a minimum annual income of Rs. Platinum Card® from American Express. The Amex Platinum will generally require a good to excellent credit score (720+) and a mid to high income. The Amex Platinum Card for Morgan Stanley earns: 5 points per $1 on airline tickets purchased directly with airlines or with American Express Travel, on up to $500,000 in spending per calendar. Related: Is the Amex Platinum worth the annual fee? Bottom line. American Express will refund. The Amex Platinum Card has a welcome bonus offer where you can earn 80,000 Membership Rewards points after spending $8,000 within six months. Your Credit Card limit is decided when you’re approved for a Card,. That comes in the form of a $50 credit in the first half of the year, and a $50 credit in the second half of the year. Lo and behold, there were a couple of retention offers available! Earn 30,000 Membership Rewards® points after spending $3,000 on eligible purchases within three (3) months of agreeing to keep the card. 5 cent per point to. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta SkyMiles ® Reserve Card which have alternative options). You need to be targeted for the 125,000- or 150,000-point offer. Excellent, Good. The Amex Platinum Card offers $100 in annual Saks credits. Delta loyalists may actually benefit more from The Platinum Card from American Express than the Delta SkyMiles Reserve American Express Card. American Express® Platinum Card. Many of the best travel cards confer valuable benefits. This is broken down into:Personally, while I don’t use every perk of the Amex Platinum card, I find I can easily offset the annual fee every year thanks to the up to $200 airline incidental credit, up to $240 digital entertainment credit, up to $200 in Uber Cash, and up to $189 annual CLEAR credit. The Platinum Card® from American Express can add up to $4,000 and the. of 8% GST) / S$1,744 (incl. Minimum Requirements for an Amex Card Approval; Additional Requirements Based on Data Points; Getting Started. There are a handful of American Express application rules that you need to know about and they include the following: 1/5 Rule: “You are allowed one Amex credit card every five day period. after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Send money from. Fact Checked. AMERICAN EXPRESS. Up to $300 per item, up to a maximum of $1,000 per calendar year per card account, within 90 days of purchase. Amex Platinum interest rate. Earn 7,500 Membership Rewards ® points based on the S$6,000 spent above (based on 2 Membership Rewards ® points for every. • Spending Rs. The American Express® Gold Card (Terms apply. after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of. If your credit score is borderline 700, you. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. 90 lacs in a cardmembership year and get 15,000 Membership Reward points redeemable for Flipkart 5 voucher or Pay with Points option in Amex Travel Online 6 worth Rs. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. This card has no preset spending limit and gives you 4X Membership Rewards® points on the 2 select categories where your business spent the most each month and 1 point per $1 on everything else. Effective immediately, the fee to add authorized users on the personal version of the Amex Platinum Card in the United States has increased significantly:. The Marriott Bonvoy Brilliant® American Express® Card (terms apply, see rates & fees) has one of the higher annual fees on this list, but offers luxury benefits like a $300 dining statement. Bottom line. Rakuten offers anywhere from 1%-10% cash back (or 1-10 Amex points per dollar spent) on Saks Fifth Avenue purchases, depending on current promotions. With The Platinum Card® from American Express purchase protection, you get up to $10,000 in coverage per covered purchase with an annual limit of $50,000. 4 min read. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Based on Bankrate’s latest mile value estimates, which give. The Amex Green Card currently has a welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. Other banks also issue American Express cards. $695 annual fee. In most cases, an online application will take about 10 minutes to complete and will generate a decision in as little as 30 seconds. The card’s purchase rate is 31%. Credit Needed. 5% of the Cash. Back in November 2022, American Express announced that the AMEX Platinum Charge ’s S$800 travel credits would be discontinued, and replaced by S$1,204 of statement credits in early 2023: S$200 dining credits at participating overseas restaurants. Potential Card Members should also be prepared to pay the Green Card’s $150 annual fee. We've covered the Sapphire Reserve $300 annual travel credit in detail, along with the $250 Prestige Card annual travel credit. Get stay vouchers worth INR 45,000 from Taj,. Learn More. For new to American Express Card members only. When the $695 annual fee posted (see rates and fees), I wanted to make sure I made it worth my while. This rule covers all of Amex's cards.